Paying for rehab is a barrier that stops many people from pursuing treatment. Unfortunately, not everyone is aware of the many options available for financing addiction treatment, including insurance for rehab.
As you would expect, the price of treatment for alcohol use disorder and substance use disorder varies substantially depending on many variables, including:
- Location
- State
- Treatment center
- Amenities
- Type of addiction
- Specialist treatment required
How Much Does Drug Rehab Cost?
Paying for rehab treatment could run you over $100,000 if you’re spending three months at an upscale inpatient facility. At the other end of the spectrum you’ll find no-cost care in some facilities. You can also find treatment programs at a range of price points between those two extremes.
As a rough benchmark, standard residential rehab programs cost from $12,500 to $30,000 for a regular 30-day program.
Outpatient treatment is substantially cheaper, costing roughly $500 per session.
If you need to undertake a medically-assisted detox, this will cost anywhere from $500 to $1000 or more per day, according to the treatment facility in question.
Health insurance may cover some or all of these costs. There are also some government programs subsidizing treatment, so don’t give up hope if the cost of rehab initially appears prohibitive. With a little patience and persistence, you’ll find the right treatment program for you.
What Influences the Cost of Rehab?
Many variables impact the cost of rehab, including those outlined just above.
The most crucial factor when it comes to pricing, though, concerns the type of treatment setting.
Stepping down from the most intensive and most expensive to the most flexible and cheapest treatment, you could opt for:
- Inpatient rehab
- Partial hospitalization program
- Intensive outpatient program
- Outpatient program
Cost of Inpatient rehab
You might find inpatient rehab as cheap as $6000 for a month-long program. More reputable and better-known centers charge $20,000 for a 30-day program. If you need a lengthier two or three-month stay in inpatient rehab, this could cost from $15,000 to $60,000 and upwards. With so many variables, it’s impossible to do more than estimate the costs of all types of addiction treatment.
With inpatient rehab, also known as residential rehab, you remain at the treatment center for the duration of the program. This is typically anywhere from 30 to 90 days.
Since this form of treatment requires paying for room and board together with around-the-clock supervision, this is the most expensive form of treatment. As such and unless it’s vital, most insurance coverage does not extend to meeting the costs of residential rehab.
Don’t let this put you off, though, and don’t assume everyone struggling with alcohol use disorder or substance use disorder needs residential rehab. In many cases, outpatient addiction treatment is highly effective, and you have a choice of three broad types of outpatient treatment:
- PHP (partial hospitalization program)
- IOP (intensive outpatient program)
- Outpatient program
What can you expect from this type of treatment, then?
Cost of Outpatient program
The least expensive form of treatment is a regular outpatient program. Outpatient programs cost from $5,000 to $10,000, depending on the reputation of the program.
Outpatient treatment requires you to attend scheduled weekly sessions along with some individual counseling sessions. The level of care provided is not sufficient for everyone seeking addiction treatment, but the pricing of this type of program brings it within almost everyone’s budget.
Paying for Addiction Treatment
To widen the accessibility of addiction treatment, there are multiple options at your disposal, including:
- Standard private rehab centers: Many of these private treatment centers accept insurance, but you’ll need to meet the whole cost yourself. With higher levels of funding, the facilities and amenities offered should reflect this. You can also expect a superior clients/staff ratio, along with medication-assisted treatment and pioneering treatment techniques.
- Low-cost treatment centers: These centers receive both state and federal funding. This allows for the provision of care at dramatically reduced rates. Services are typically skeletal but effective. Treatment programs will be less personalized, and there will be more clients relative to staff.
- No-cost treatment centers: These rehab centers are funded entirely by state and federal avenues. With long waitlists and very basic services, this form of treatment allows those who would otherwise not receive treatment at all to be guided toward sobriety at no cost.
Paying for Rehab with Insurance
One of the most common ways of paying for rehab is through health insurance.
2008’s Mental Health Parity and Addiction Equity Act ensures that insurance providers cannot deny coverage for those with substance use disorder.
This stipulation was compounded with 2010’s Affordable Care Act, with addiction services and mental health services being classified as essential health benefits. This means that insurance companies must treat mental health conditions and substance use disorders in the same non-discriminatory way as regular health problems.
The types of insurance making provision for addiction care include:
- Medicare
- Medicaid
- Private insurance
- State-financed health insurance
- Military insurance
Even if your insurance policy won’t stretch to a 90-day stay in residential rehab, there’s every chance it will cover a less intensive treatment policy.
What can you do if you’re ready to stop using drink or drugs right now?
Rehab at Renaissance Recovery Center
Even if your insurance policy won’t stretch to a 90-day stay in residential rehab, there’s every chance it will cover a less intensive treatment policy.
What can you do if you’re ready to stop using drink or drugs right now?
If you’re struggling with alcohol use disorder or substance use disorder, we offer a full range of personalized treatment programs at a reasonable cost.
We’re more than happy to accept insurance if your policy provides coverage. Speak to our friendly team for guidance.
If you are ready to commit to sustained sobriety, we can arrange the appropriate inpatient or outpatient treatment program to suit your budget. Don’t let finance get in the way of your recovery. Call the Renaissance Recovery team at 866.330.9449 to get started.
